Amigo Loans Customer Services Phone Number

What is a guarantor loan?

A guarantor loan is an agreement to lend an individual money, providing they pay it back, plus interest over an agreed period of time.   To obtain a loan, you must apply to a company and give them permission to do a credit check and check your credit history.  A loan company can only loan money to people that can afford to pay it back.  If you have bad credit history or a bad credit score, Amigo loans can perform the credit check on your guarantor instead of you.  This way your guarantor can pass the credit check for you and allow you to get the loan.  It is important to remember that your guarantor is guarantying that you will repay the loan.  If you don’t, they will need to repay it on your behalf.

How do I contact Amigo Loans?

You can get in touch with Amigo Loans by using our contact number for Amigo Loans on this page.  We will forward your call directly to them so you can speak to them about how to apply for a guarantor loan.

You may wish to apply for a loan if you need help to buy the following:

• Furniture
• Things for your home
• Home maintenance
• Car loan
• Clothes & Footwear
• Rent in advance and / or removal costs for moving home
• Home improvements and security
• Holiday
• New baby
• Funeral expenses
• Debt consolidation

How much can I borrow with a guarantor Loan?

Amigo Loans are very generous with guarantor loans, letting you borrow between £500 – £10,000.  This suits all budgets, from small loans spread over 12 months to large loans spread over 5 years.  They are very flexible, allowing you to select the term of the loan.  The quicker you pay the loan back, the less interest you will need to pay them for borrowing the loan.

Examples of loan agreements:

1. £500 borrowed over 12 months – £51.53 payment a month (total repayable £618.36)
2. £2000 borrowed over 12 months – £206.12 payment a month (total repayable £2473.44)
3. £5000 borrowed over 24 months – £309.08 payment a month (total repayable £7417.92)

Who can be my guarantor?

Your loan guarantor can be anyone, although it is usual for your guarantor to be a family member or a friend.  Sometimes a colleague will be a loan guarantor for you.  As long as your guarantor understands their responsibilities if you cannot afford to make your loan repayments.

What is the eligibility for a loan guarantor?

If you are looking for someone to guarantor your loan, ensure the following:

• They can afford to make the loan repayments if you can’t
• They are aged 18-75
• They either own their home or have a very good credit rating

If you are unsure if the person you want to be your guarantor would be accepted, get in touch with Amigo Loans by contacting the phone number below. 

Please check if your guarantor is eligible by phoning 0845 459 7958 and we will forward your call.

Who can be my Amigo Loan guarantor?

Your loan guarantor can be anyone, although it is usual for your guarantor to be a family member or a friend.  Sometimes a colleague will be a loan guarantor for you.  As long as your guarantor understands their responsibilities if you cannot afford to make your loan repayments.

What is the eligibility for a loan guarantor?

If you are looking for someone to guarantor your loan, ensure the following:

• They can afford to make the loan repayments if you can’t
• They are aged 18-75
• They either own their home or have a very good credit rating

If you are unsure if the person you want to be your guarantor would be accepted, get in touch with Amigo Loans by contacting the phone number below. 

Please check if your guarantor is eligible by phoning 0845 459 7958 and we will forward your call.

How can I get a loan with bad credit rating?

Amigo Loans is a specialist loan company that makes an agreement to loan an individual money, on agreement that a loan guarantor (normally a family member or friend) can cover your loan repayments if you cannot afford to make the monthly loan payments.   The credit check is performed on your loan guarantor, not the person applying for the loan with the bad credit history.

A guarantor for your loan must:

• Be aged 18-75
• Be a UK resident
• Not be a guarantor on another Amigo Loan
• Not have an Amigo Loan themselves
• Have a good credit rating

How do I apply for an Amigo Loan?

To apply for an Amigo Loan, you must apply online using their application form.  You can apply for an Amigo Loan by clicking here.

If you have any questions for applying for an Amigo Loan such as:

• How much can I borrow on a loan?
• Will my guarantor be eligible to pass the credit check?
• Can Amigo Loans check my credit rating first?
• What happens if my loan is declined?
• What will you ask my guarantor?
• Can I extend my load?
• Can I borrow money money on top of my existing loan?
• How do I change my loan repayment date?
• What happens if my guarantor is declined?
• Can I repay my Amigo loan early?
• Can I may extra loan payments?

Can I get a fast loan?

Loan applications will be processed by Amigo Loans as quickly as possible.  They aim to payout all successful loan applications within 24 hours of the guarantor being approved.  So the quickest way to get your loan is to select a guarantor that will easily pass the credit checks.

Both the loan application and the guarantor needs to have signed the loan agreement and completed the budget plans.  Amigo Loans may give either or both the applicant and the guarantor a call to check if the loan is affordable.

What can I do to make my loan application faster?

To speed up the process you can do the following:

• Contact us to check your guarantor is suitable
• Answer our call when we phone either the applicant or guarantor
• The guarantor’s property is in England or Wales, Scotland or Ireland may take longer
• Applying at the start of a working week.  Weekends and bank holidays may slow the process down.
• Having your ID ready

How do I make a complaint to Amigo Loans?

If you wish to submit an Amigo Loans complaint or contact the Amigo Loans customer services to make a complaint or give feedback.  We can help you contact Amigo Loans customer care phone number.  Amigo Loans are committed to fully investigating all complaints and dealing with them fully and in reasonable time.  The easiest and fastest way to make a complaint to Amigo Loans is to give them a call.  If you ring our phone number for Amigo Loans, we can forward your call to their customer services.

You can also write to: Complaints, 118-128 Commercial Road, Bournemouth, Dorset, BH2 5LT

Include in your complaint any dates or evidence.  A full explanation as to what the nature of the complaint is.  If you believe something was said, document this as accurately as possibly.